Indian equities represent shares of companies listed on Indian stock exchanges. They offer exposure to one of the fastest-growing major economies, with opportunities across diverse sectors. Investing in Indian equities provides potential for long-term growth, diversification, and participation in India's economic progress.

International stocks are from a combination of developed and emerging markets of the world other than the US. These are diversified investments across sectors and geographies and generally are large cap with a value investment style (developed) or have the potential for higher returns and risk due to rising economic output (emerging).

Commodities as an asset class have had historically low correlation with stocks and bonds. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. Our gold investments use responsibly-sourced bars that meet international standards.

Real estate investment trusts (REITs) have historically low correlation with stocks and fixed income. They provide the potential for long-term capital appreciation, act as an inflation hedge, and regularly distribute net rental income.